Pay Less for Quality Car Insurance
Comparing car insurance quotes online can seem daunting, but it can be surprisingly simple once you know what to look for! With so many insurance companies competing for your business, you’re sure to find great deals that won't put too much of a dent in your wallet.
And there’s no need to waste time at the office of your local car insurer. Get the best car insurance quotes online.
Cheapest Car Insurance Quotes Online
Although there are different online car insurance quotes based on various categories, such as by state, age, pay gap, companies, credit stores, teen drivers, and others, we’ll focus on car insurance online quotes by companies. Below are the six best companies for that:
1. USAA
USAA has offered the cheapest car insurance quotes online for the previous three years. The company provides auto insurance quotes and other services like retirement plans and home insurance.
Their website and mobile app are easy to access and pretty user-friendly. With their quotes, you get multiple perks, including car maintenance discounts, online shopping, entertainment, and travel solutions.
Their customer service is also top-notch. The only downside is that the benefits and cheap insurance quotes are for USAA members only.
Average Annual Rate: $1,000.
2. State Farm
If you are searching for the best car insurance policy for teen or student drivers, State Farm may be your best option. The company offers exclusive customized packages and solutions to different individuals. They cover rental services, roadside car maintenance, rideshare insurance, and other benefits.
They have bundled up different insurance categories where you can save much more than accepting an individual offer. For example, you can save about 24% if you obtain more than one insurance quote.
The downside of choosing State Farm is that it’s not suitable for those (drivers) with poor credit.
Average Annual Rate: $1,267.
3. Farmers
Farmers Insurance is an excellent option for online insurance quotes as they cover different risks a driver faces, from vehicle maintenance to road accidents. You can directly communicate with their representatives about your insurance needs and customize your package.
Like other online car insurance quote platforms, it offers customers residential and health insurance plans. As per their website, you can save $413 on insuring your car with them.
However, their premium rate is comparatively higher than the average national rate.
Average Annual Rate: $1,917.
4. Nationwide
If you want to enjoy 10% off on car insurance enrollment, Nationwide is for you! The more you drive safely, the more you’ll increase your savings. Their customer service is available 24/7 to answer all your insurance queries. Like State Farm, they bundled up different insurances through which you can save more.
They have affordable packages, and you can pay the cost monthly, twice a year, or annually. Nationwide has no mobile application, but its website is fully developed and easy to use.
There are two downsides, including expensive minimum coverage rates and costly premium rates for people with a DUI.
Average Annual Rate: $1,327.
5. Geico
Geico has 85 years of experience, with more than half of their customers satisfied with their customer care and insurance policies. The company has 2nd cheapest rates and comes right after USAA cost-wise. Their app is No. 1 in the insurance category, and the app makes it easier for users to get all the required information.
Customers can choose different coverage options and payment plans according to their needs. However, these options vary from state to state; some have access, and others don’t.
Unfortunately, they are similar to Nationwide in terms of premium rates, as they are high for people with a DUI.
Average Annual Rate: $1,148
6. Allstate
You can get the most accessible claim filing with Allstate. They offer multiple discounts, including new car discounts, anti-lock brake discounts, early signing discounts, FullPay discounts, and many others.
It offers excellent rates for teen drivers (only below Nationwide & Progressive). Their website is easy to understand, and you can get all the information online without meeting the agents personally. Like other online insurance platforms, it gives customized solutions to you, making them one of the best insurance companies.
However, its average annual rate is higher than its competitors, and the policy renewal services could be better.
Average Annual Rate: $1,880.
What is Rideshare Insurance?
Rideshare insurance is specialized coverage for drivers working with companies like Uber and Lyft. It fills the gaps left by personal auto insurance and the commercial insurance provided by ridesharing companies, offering coverage during different stages of a ride. It provides liability, uninsured/underinsured motorist and sometimes comprehensive and collision coverage, ensuring rideshare drivers have adequate protection while on the road.
Conclusion
Finally, getting the best car insurance quotes online is a smart move. It's only sometimes the least expensive, but you'll get access to much better coverage and services than you'd otherwise find.
Searching for car insurance can take time and effort, but it's well worth it when you can drive safely with peace of mind. So what are you waiting for? Get your quote today!